Tag: finance

Let’s Talk About…Finances and the Different Internet Options Available…

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Hello everyone! It’s that time of year again, where we are all recovering from the holiday season energy-wise and financially as well. I hope that everyone had a wonderful time celebrating their respective holidays and traditions, as did I! Now for the nitty gritty: what are you going to do to make back the money you spent on the holidays…that can be quite daunting!

Personally, I have several options in mind, 3 of which I am actively engaged in. I’ve told you about Prosper and how you can be your own bank, but what if you don’t have the money to put up to start an account? Well, luckily enough, the online world is buzzing with opportunities to make money in ways many people never dreamed of, whether it’s a few bucks or an entire income.

Option #1: Put that iPhone to good use (other than beating all of the levels of gummy drop, that is, lol). Many folks are making a side income by becoming couriers. At this point delivery services like Instacart, Postmates, Seamless, etc., are so popular and in such high demand that you can literally apply right from your phone, and sign up in minutes. I decided to try this and I signed up with Postmates just to make a few dollars on the side. I’ve only done a few deliveries so far (I usually do one or two after work a couple of times per week), and that has helped solve the post gift buying blues by adding to my bottom line little by little, without much extra effort. It won’t buy me a shiny, new apartment, but it’s helping with the occasional bill, and I certainly appreciate that! Depending on the order size, I’ve averaged about $7-12 dollars per order, and you can do multiple orders at the same time. Different companies have different requirements to be a courier, but with Postmates you can be a walker, a bicyclist, or a driver! Check it out here, click on the link below, and give it a shot if you’d like to make a few dollars and get some exercise at the same time. Plus, you could make money and save it up to invest in Prosper, and then your small earnings turn into more without doing more work! https://fleet.postmates.com/

Unfortunately, my computer battery is now telling me that I have to go…but stay tuned here for more info about my other two ideas as well…Ciao for now and happy reading!

 

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Who Owns Your Money?

I get excited every time I go to deposit money in the bank. That may sound a little too much, and maybe it is, but it’s the truth. I like seeing the numbers go up. For a moment I forget that very soon those numbers will go dooooooowwwwnnnn. Rent, health insurance, credit card bills, medical bills, school bills, voice lessons, acting classes, they all take so much money. It can be very overwhelming sometimes. There’s a sense of pride when we see the numbers going up in our accounts, and rightfully so! We’ve worked hard! You know, this is kind of an uncomfortable thought, though…if you think about it, that money’s not really ours. It may be for just a moment (and enjoy it), but in the end, it’s not ours to own. It comes and goes. It’s frightening at the end of the day once you realize that the actual amount of that money that you’ll get to enjoy for YOU is very minimal. Money, in some part, can be compartmentalized in our lives. I’ll explain.

I have struggled with money for a long time. It seems that my bills are always higher than what I make. I decided to try an experiment recently. I dedicated every shift at my job to paying off specific bills. Rent came first, then school loans, etc. I began to think of the money that I was making as not my money, but the landlords’ money, the loan organizations’ money, and so on and so forth. It was a harsh way to think about it, but it really opened my eyes to just how much was MY money. Compartmentalizing my money helped me take care of the essentials first, and then I could see how much I had left for anything else. Someday I hope to not have to do that, but in reality I’ve come to realize that money is very much based on a mindset: how we think about it has a lot to do with how we handle it. How do you think about the money you make? Is it yours? How do you compartmentalize? I’m very curious and I’d love to hear your thoughts in the comments section. Happy reading!