Financial Education for the Average Joe

Have you ever come across a financial issue as an adult and thought to yourself “How-come I didn’t learn about this in high school? It would’ve been extremely valuable” and then struggled to wade through the information that’s out there to teach yourself. It can be overwhelming. In fact, for young and old folks alike, money management, knowledge, and skills are not always cut and dry. Using myself as a prime example of this, I wish I had taken the time to completely understand the ins and outs of credit cards and the fees involved.

I wish I had a notebook or resource about how to use it intelligently when I received my first credit card. Yes, I got the packet with the fine print, but I didn’t REALLY understand the whole thing. I skimmed it, like I’m sure many young people do. I didn’t understand the terms and so I gave up reading it because it felt so dense. Fast forward to last week. I did a poll of my co-workers and friends on Facebook to find out what they really want to know about money as a millennial. The answers were fascinating and varied. They wanted to know about the mindsets of different generations in regard to the cost of expensive brand name items versus off brand items. They wanted to know about investing. They wanted to know about workbooks and habits for spending and saving…I never thought about that before. It got me thinking: what resources are out there for adults and teens that would answer these questions at an early age? What I found was very interesting…to be continued…

This ought to be an interesting year. Why? Because we are in 2020…and that reminds me of hindsight being 20/20 vision. Maybe this time we’ll each get it right the first time. There’ll be no need look to the past to correct errors, because maybe this will be our lucky 20/20 not-much-in-hindsight but rather present year. And also, a little tip for 2020: make sure to write out 2020 in full your important documents/checks. It could turn ugly if the wrong person gets a hold of important documents and decides to add a 1 or a higher digit it could create a lot of trouble for you. With that, let’s raise a glass to 2020! Cheers and have a fantastic year! I can’t wait to see what it brings for all of us. New Beginnings

“Give em’ the old razzle dazzle, razzle dazzle em”. Any “Chicago” fans out there? That lyric was literally the first thing that came to mind when I thought about the word dazzle. Dazzle sounds sparkly, doesn’t it? It sounds glitzy, like the 20’s, at least in my opinion. It reminds me of themed 20’s parties, songs, dances, movies, singing, and general stuff of that era. It also makes me think about how I can dazzle people…or at least “dazzle” my own life. You see, I’m an entrepreneur, so I’m always thinking of ways to dazzle my customers at all of my jobs (yes, you read that correctly, I have several jobs). I’m a waitress, dog walker, house sitter, e-commerce store owner, and aspiring actress/singer. There’s a lot of room to dazzle there!

Thinking about the e-commerce store, though (millennialpets.org), I’m always learning and growing. I’m not particularly technically inclined, and that is an uphill climb for me…but I’m always learning and achieving and acquiring new skills. I’ve learned more about how the internet/tech works in the last few months than I have in a lifetime, and it really is a whole other world. All in all, I hope to dazzle my clients every day with awesome customer service, speed, accuracy, and products that provide tons of incredible memories! I also hope to have the skills of Broadway stars so that I can literally dazzle entire audiences every night one day. It will happen. In the meantime, keep on being you, you fabulous ragtagdailyprompt’ers! Have a wonderful Monday!

Thank goodness for Starbucks…I’m always brainstorming new business ideas, blog posts, and how to succeed in life! To check out one of my newest ventures please look at etsy.com/shop/millennialpets and “like” my store! You’ll get updates frequently, and access to some FABULOUS deals that are tough to find elsewhere! Plus…if you have any questions about e-commerce and how to run your own store I’ll be happy to help. 🙂

Thank goodness for Starbucks…I’m always brainstorming new business ideas, blog posts, and how to succeed in life! To check out one of my newest ventures please look at etsy.com/shop/millennialpets and “like” my store! You’ll get updates frequently, and access to some FABULOUS deals that are tough to find elsewhere! Plus…if you have any questions about e-commerce and how to run your own store I’ll be happy to help. 🙂